Terms of use

1. Acceptance & changes of the terms of use

1.1 Your visit to and use of the website (“Website”) offinanzplaner.ch (“derfinanzplaner.ch”) are subject to these Terms of Use (“Terms of Use”). By visiting, navigating and using our website, you declare that you have read, understood and unconditionally accepted the terms and conditions of use, to which we make changes from time to time.

1.2 If we make changes to our Terms of Use, we will upload the new version to our Website. We therefore ask you to review the Terms of Use from time to time to take note of any changes.

2. Copyright and intellectual property rights

2.1 The content of our website and in particular, but not exclusively, the texts, trademarks, logos, graphics, photographs, videos, sounds, musical pieces, designs, drawings, know-how, technologies, products and processes, are the property of derfinanzplaner.ch or are used with the consent of their owners and are protected by corresponding copyrights, trademarks, patents and all other intellectual or industrial property rights to which they are entitled under the applicable laws.

2.2 Subject to the provisions of Article 3 below, no element of our Website may be construed as granting any licence or right of use to any element displayed on the Website.

3. Use of the Website

3.1 You may download, view or print the content of our Website solely for your personal and non-commercial use, retaining and reproducing all copyright and other intellectual property notices contained in the content or other materials you download. Any other use, including the reproduction, modification, distribution, transmission or dissemination of the elements of the website, whether in whole or in part and regardless of the reproduction method used, is expressly prohibited without the prior written consent of dersteuerexperte.ch.

3.2 derfinanzplaner.ch does not guarantee that the use of content published on its website does not infringe the rights of third parties.

4. Information deemed to be non-confidential

4.1 All data and information which allows us to identify you personally and which you transmit to our website via the Internet is protected and will be treated in accordance with our data protection declaration. We encourage you to read this policy carefully before providing us with any data or information that may personally identify you.

4.2 Any other information or material that you provide on dersteuerexperte.ch via the Internet by electronic mail or other means, including data, questions, comments, suggestions, ideas, graphics, etc., will not be treated as confidential or proprietary. Anything you transmit or upload becomes the property of dersteuerexperte.ch and may be used without limitation for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, performance and posting. In particular, Finanzplaner.ch is free to use any ideas, concepts, know-how or techniques contained in any communication you send to the Website for any purpose, including, but not limited to, developing, manufacturing, advertising and marketing products that use such information. The use of such information provided by you does not entitle you or any third party to any compensation.

4.3 If you transmit information, you guarantee that the material contained therein is your property, that it is not defamatory and that its use by derfinanzplaner.ch does not infringe any right of a third party. derfinanzplaner.ch is not obliged to use the transmitted information.

5. Exclusion from guarantee

5.1 Without limiting the scope of article 6 below, all material, information and anything found on the Website is provided “as is”, “as available” and without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability or fitness for a particular purpose.

5.2 derfinanzplaner.ch does not warrant that its website or its content will meet your expectations, and that it will be uninterruptedly available, appropriate, secure and free from error.

5.3 Because some jurisdictions do not allow certain limitations on warranty, it is possible that some of the foregoing exclusions may not apply to you.

5.3 Because some jurisdictions do not allow certain limitations on warranty, some of the foregoing exclusions may not apply to you.

5.4 Any advice or information obtained from derfinanzplaner.ch in written or oral form during the use of the Services or provided on the Website does not give rise to any warranty that is not expressly mentioned in these Terms of Use

6. Limitation of liability

6.1 You visit and use our website (derfinanzplaner.ch) and navigate on it at your own risk.

6.2 You acknowledge and accept that dersteuerexperte.ch , the companies that have participated in the design, production or delivery of the website, to the full extent permitted by applicable law, may not be held liable for any direct, indirect or incidental damages, or for any damage to reputation, costs, losses, decreases in turnover or profits or gains of any kind (even if the occurrence of a disadvantage to financial planners.The use of the website or its contents may result in any loss or damage (even if the occurrence of a disadvantage to the financial planner was known or could have been foreseen by it) arising from the use or, on the contrary, the impossibility of use of the website or its contents.

6.3 Any material downloaded or obtained in any other way through the use of our website is at your risk. derfinanzplaner.ch assumes no responsibility for any damage or virus that may infect your computer or computer equipment following a visit to or use of the website or any downloading of elements from the website, or for any unauthorised interference with computer systems.

6.4 derfinanzplaner.ch reserves the right to suspend or defer any or all of the functions of its website. derfinanzplaner.ch accepts no responsibility of any kind for any suspension or deferment of any or all of the functions of its website arising out of the actions or omissions of derfinanzplaner.ch or any third party.

7. Modification of information

The content of our website may be subject to inaccuracies or errors. derfinanzplaner.ch reserves the right to change, correct or improve said content at any time and without notice, but assumes no obligation to do so.

8. Availability of products / services

Our website may contain information about products and services of dersteuerexperte.ch that are not necessarily available everywhere. A reference to products or services on the website does not mean that they are available in your place of residence.

9. Links

9.1 As a service to our visitors, our website may contain links to other websites on the internet which are neither operated nor controlled byfinanzplaner.ch. derfinanzplaner.ch cannot accept any responsibility for this website and disclaims all liability for its content, legality, accuracy and function.

9.2 The creation of links to our website is prohibited without the prior written consent of derfinanzplaner.ch.

10. Postponements

10.1 These Terms of Use constitute the entire agreement between derfinanzplaner.ch and you regarding the visit and use of the website and its content. Any additional provisions adopted byfinanzplaner.ch to regulate its relations with you, in particular with regard to a service or the purchase of a product, are supplements to these Terms of Use; in the event of contradictions between them, the additional provisions shall prevail.

10.2 The fact that Finanzplaner.ch tolerates that you fail to comply with any of the obligations arising from the Terms of Use, or that dersteuerexperte.ch waives any right conferred on it by these Terms of Use or by law, cannot in any event be construed as a waiver of the enforcement of its rights.

10.3 In the event that any clause of the Terms of Use would be deemed unlawful under any existing or future provision of law, regulation or court order, such clause would be deemed unwritten and all other clauses of the Terms of Use shall remain in full force and effect.

10.4 The title to the articles of the Terms of Use constitutes a mere reference and may in no way affect or alter the provisions.

The website derfinanzplaner.ch is a product of derfinanzplaner.ch GmbH.

Zurich, 02.02.2020